This article contains Partner Links, which do not affect your cost should you purchase the product. We are not insurance providers, and all coverage questions should be directed to Event Helper,
With the recent closure of The Art Factory in Paterson, NJ, leaving more than 160 couples without a venue—and out an average of $15,000—it’s more evident than ever that wedding insurance is a must. As heartbreaking as this situation is, it serves as a wake-up call: securing insurance for your big day can protect you from financial devastation if things go wrong.
Nobody wants to think about something derailing their wedding, but the reality is that unexpected issues can happen. That’s where wedding insurance comes in—it covers you if your wedding gets postponed, canceled or if a critical vendor backs out. Most policies can also help with lost or damaged items during the wedding prep process.
From bad weather to sudden illness, venue damage, or vendors not showing up, wedding insurance can help cover costs. It can also protect against additional expenses that arise from delays or cancellations. And let’s face it: no one wants to deal with legal fees or lost deposits on top of the emotional stress if something goes wrong.
When reviewing policies, ensure you’re covered for the most common issues like weather disruptions, venue problems, and vendor no-shows. Also, check if the policy includes liability protection—it’s crucial to have, just in case. The good news? You don’t need to break the bank. Companies like EventHelper.com offer affordable coverage starting at less than $100, depending on your event size.
Whether you’re planning to tie the knot in a grand ballroom, a cozy backyard, or somewhere totally unique, having insurance can help you avoid getting stuck with a huge bill if something unexpected happens. And it’s not something you need to leave until the last minute—you can (and should) look into wedding insurance early on in your planning process.
At the end of the day, wedding insurance is about peace of mind. With so much that goes into making your special day perfect, having coverage ensures that you won’t be left financially vulnerable even if something goes off-course.
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